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Family Pledge

Buy a home sooner than you thought possible

 

Saving for your first home can be hard - The Mac Family Pledge Home Loan option gives you the opportunity to use the equity from a loved one’s home rather than saving a full deposit or paying costly Lenders Mortgage Insurance.

 

from 5.17 % p.a. Interest rate from 5.23 % p.a. Comparison rate

Family Pledge Features

Product Features:

Home Loans
Interest Type : Fixed or Variable
Extra Repayments Allowed : Yes
Monthly Service Fee : $0
Break Fee : Yes
Application Fee : $400
Online Banking : Yes
The Mac App : Yes
Redraw Facility : Yes

Compare our flexible home loan options

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  • 1 WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply.
  • 2 A Break Cost Fee may apply if you make additional repayments on your fixed loan.
  • 3 WARNING: Comparison rate based on $150,000 over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications are subject to lending criteria. Terms & Conditions and fees & charges apply. Loan will be discounted by 2.00%pa for first 2 years. New Owner Occupied loans over $250,000 only. Loan will revert to The Mac Basic Variable Home Loan at end of 2 year discounted period.

* Refer to The Mac Fees Charges and Transaction Limit brochure for more information

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1300 622 278 / BSB 802 388 © 2025 The Mac is a registered trademark of Macarthur Credit Union Ltd ABN 83 087 650 244. AFSL/Australian Credit licence No 239933 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Conditions of Use, Summary of Accounts and Access Facilities and Fees, Charges & Transaction Limits brochures before acquiring our products.
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