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Real Time Payments

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Faster. Simpler. Smarter. 

It's here!!

You can now register for your personal PayID by logging into Online Banking or The Mac App.

Osko by BPAY™ is here - providing you with an easy way to pay and be paid. Using The Mac App and Online Banking, you can now send and receive payments faster than ever before, 24 hours a day, 7 days a week.

Meet PayID - imagine sending money to family and friends, splitting a restaurant bill or even paying that plumber at 3am on a Sunday using something simple like a registered mobile phone number, email address or even an ABN. No more remembering your BSB & Account Number, simply register for your PayID and unlock your faster, simpler, smarter way to bank. 


Send and receive payments in less than 1 minute. 24 hours a day. 7 days a week.


Send and receive payments using a registered mobile number, email address or even an ABN.


Use the latest in banking technology.

What do you need to do to Osko®?

  • Be registered for Online Banking. 
  • Simply transfer money like normal, our system wll do the rest.
  • Download The Mac App (you can just use Online Banking if you prefer!). 


Meet PayID.

Do you struggle to remember your BSB and account number? Not anymore. Your PayID is something that will be easy to remember because it can be your mobile phone number or email address (or if you have a business, your ABN). Simply register with The Mac and your PayID will be linked to your account. Then when someone needs to pay you, simply give them your PayID instead. Simple.

  • Simpler to remember.
  • Simpler to get right.
  • Simpler to share.


Want more information?

Read The Mac's Real Time Payments FAQ's

Visit NPPA's FAQ page

Visit Osko by BPAY's website

Visit the PayID website


View The Mac PayID Member Terms & Conditions.

  • Secure as ever with a new look.

    Watch our tutorials on how to navigate our new look Online Banking

    Watch now