All the essentials, none of the fluff.

With a low interest rate and all of the essentials, our Basic Variable Home Loan will help you get into your next home for less. Plus, a free redraw facility and no account keeping fees means you’ll save on more than just home loan repayments.

This is your chance to take advantage of our extremely competitive 2 year introductory rate available for a limited time. 

from3.22% pa from3.77% pa1

  • Pre-approval available
  • Access to a free redraw facility
  • Interest only and construction options available
  • No penalties or fees for additional repayments or early payout
  • Access to your Mac accounts anywhere, anytime

Want to talk to a real person about our Basic Variable Home Loan?

You can request a call back from our team or call 1300 622 278, Monday to Friday 8am – 5:30pm.
Our Camden, Narellan, Picton or Tahmoor branch teams are also happy to help you with your Basic Variable Home Loan query or application.

Find out where our local branches are located.

Apply Online Request a call back Visit a branch

  Find out more

Basic Variable Home Loan - Loans over $500k
Interest Rates
Variable Interest Rate3.22% pa
Comparison Rate3.77% pa1
Application Fee$400 
Valuation fees included within Application Fee?No 
Annual Fee$0 
Monthly Fee$0 
Redraw Fee$0 
Redraw FacilityFree online redraw 
Additional Repayments AcceptedYes 
Branch AccessYes 

Not available for Investment purposes

1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.