Plan your life around you, not your home loan.

Fixed home loan repayments mean you can do the things you want to and know exactly how much you’re paying off your home loan. Our Fixed Home Loan can give you the freedom to plan your life around you, not your home loan.

Ask us about our special 2 & 3 year rates!

from2.69% pa1from3.71% pa2

  • Pre-approval available
  • One, two or three year options available
  • Transaction fee free banking on your linked Everyday Savings account
  • No monthly or ongoing account keeping fees
  • No penalties or fees for additional repayments4

Want to talk to a real person about our Fixed Home Loan?

You can request a call back from our team or call 1300 622 278, Monday to Friday 8am – 5:30pm.
Our Camden, Narellan, Picton or Tahmoor branch teams are also happy to help you with your Fixed Home Loan query or application.

Find out where our local branches are located.

Apply Online Request a call back Visit a branch

  Find out more

1 Year Fixed Rate Home Loan
Interest Rates
Variable Interest Rate3.92% pa
Fixed Interest Rate2.99% pa
Fixed Rate Term in Years1 
Comparison Rate3.84% pa2
Application Fee$0 3
Annual Fee$0 
Monthly Fee$0 
Redraw Fee$0 
Online BankingYes
The Mac AppYes
Mobile BankingYes
Phone BankingYes
Redraw FacilityYes 
Offset AccountNo 
Additional Repayments AcceptedYes 4


1 At the end of the fixed period, the loan will automatically convert to The Mac’s Basic Variable Home Loan, unless we are instructed in writing by you otherwise. The interest rate tier for the Basic Variable Home Loan will be based on the amount of your original application, not the balance of your loan at the end of the fixed period. This Offer may be closed to new applications at any time at The Mac’s discretion (applications submitted before the Offer is closed will still be eligible to receive the Offer if all other eligibility criteria are met). Application must be for New Loans and for a minimum of $250,000

2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3 This does not include valuation or solicitor's fees.

4 A Break Cost Fee may apply if you make additional repayments on your fixed loan.