Less interest to pay? Yes please.

Make your money work harder to repay your home loan. Our Offset Home Loan reduces the interest payable on your home loan and can help you pay it off sooner.

4.94% pa 5.03% pa1

  • Pre-approval available
  • 100% offset facility reduces interest calculated on your home loan balance
  • Unlimited free transactions on your linked Everyday Savings account
  • No monthly or ongoing account keeping fees
  • No penalties or fees for additional repayments or early payout

Want to talk to a real person about our Offset Home Loan?

You can request a call back from our team or call 1300 622 278, Monday to Friday 8am – 5:30pm.
Our Camden, Narellan, Picton or Tahmoor branch teams are also happy to help you with your Offset Home Loan query or application.

Find out where our local branches are located.

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  Find out more

Offset Home Loan
Interest Rates
Variable Interest Rate4.94% pa
Comparison Rate5.03% pa1
Application Fee$400 2
Annual Fee$0 
Monthly Fee$0 
Online BankingYes
The Mac AppYes
Mobile BankingYes
Phone BankingYes
Offset AccountYes 
Loan Repayment InsuranceAvailable 
Additional Repayments AcceptedYes 


1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 This does not include valuation or solicitor's fees.