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Compare our children's accounts

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Not sure which account is the right one for your child?

There are some key differences between our children's accounts that you need to know about before opening an account for your child with us. Read our comparison of our Mini Mac Bonus Saver and Youth Saver accounts and our Junior Term Deposits to help you decide. You'll also find interestesting articles in our Advice Centre, so visit regularly to see what new information we've posted there. 

Want to know how you can get your school involved with our Money Skills Project? Find out more.

Open an account Request a call backMore on Youth Banking

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 Junior Term Deposit Mini Mac Bonus Saver Account Youth Saver Account 
  Interest Rates   
Interest RateN/AN/A0.02% pa
Base and Bonus Interest TotalN/A0.77% paN/A
Variable Interest RateN/A0.02% paN/A
Bonus Interest RateN/A0.75% paN/A
  Interest on Maturity   
Interest on Maturity 12 months1.00% pa1N/AN/A
Annual FeeN/A$0 $0 
Monthly FeeN/A$0 $0 
Periodical PaymentsN/AYes2Yes3
Interest paidN/AMonthly, calculated dailyMonthly, calculated daily
Direct DebitsN/ANoYes
Online Banking and The Mac AppN/AYes4Yes3
Phone bankingN/ANoYes3
ATM/EFTPOS AccessN/ANo Yes 3
Visa Debit CardN/ANo Yes 3
Branch AccessN/AYes 5Yes 
BPAY®N/AYes 2Yes 3

Still not sure which account is best for your child?

You can request a call back from our team or call 1300 622 278, Monday to Friday 8am – 5:30pm.
Our Camden, Narellan, Picton or Tahmoor branch teams are also happy to help. 

Find out where our local branches are located.

  Find out more


1 Minimum $500 for Junior Term Deposits. Only available for members with a Mini Mac Bonus Saver or a Youth Saver Account.

2 Credits only. No Debits authorised.

3 $200 daily limit applies.

4 Online Banking Enquiry Only access for operating parent/legal guardian. No Phone Banking access permitted.

5 Maximum of 2 withdrawals per calendar year. We reserve the right to close or refuse to accept further deposits if account is not being used for purposes other than for private or domestic use of the child.

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