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Home Loans

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Basic Variable Home Loan

With a low interest rate and all of the essentials, our Basic Variable Home Loan will help you get into your next home for less.

  • 2 year introductory rate
  • Access to a free redraw facility
  • Interest only and construction options available

from3.64% pa1from4.06% pa2

Apply Online More Information Call 1300 622 278 Visit a branch

Variable Investor Loan

For a loan that provides options for your investment, our investor loans are ideal

  • Pre-approval available
  • Transaction fee free banking on your linked Everyday Savings account
  • No penalties or fees for additional repayments or early payout
from4.69% pa from4.78% pa2 Apply Online More Information Call 1300 622 278 Visit a branch

Standard Variable Home Loan

For a home loan that delivers on value, look no further.

  • Pre-approval available
  • Transaction fee free banking on your linked Everyday Savings account
  • No penalties or fees for additional repayments or early payout
from4.69% pa from4.78% pa2 Apply Online More Information Call 1300 622 278 Visit a branch

Offset Variable Home Loan

Make your money work harder to repay your home loan.

  • 100% offset facility reduces interest calculated on your home loan balance
  • Unlimited free transactions on your linked Everyday Savings account
  • No monthly or ongoing account keeping fees
4.94% pa 5.03% pa2 Apply Online More Information Call 1300 622 278 Visit a branch

Fixed Home Loan

Plan your life around you, not your home loan.

  • One, two or three year options available
  • Transaction fee free banking on your linked Everyday Savings account
  • No monthly or ongoing account keeping fees
from3.99% pa from4.31% pa Apply Online More Information Call 1300 622 278Visit a branch

Fixed Investor Loan

For a loan that provides options for your investment, our investor loans are ideal

  • One, two or three year options available
  • Transaction fee free banking on your linked Everyday Savings account
  • No penalties or fees for additional repayments or early payout
from4.49% pa from4.99% pa2 Apply Online More Information Call 1300 622 278 Visit a branch

 

1 Discounted home loan rate is 0.40%pa below the Basic Variable Home Loan for the first 2 years of the loan. After this, the loan will switch to The Mac Basic Variable Home Loan standard rate. Loan must be for a minimum of $250,000 and application must be received by 31 August 2017. Settlement must occur no later than 31 October 2017 to receive rate

2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


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    The Mac gave me the chance to purchase a place that I enjoy so much! Each morning I look from the window and enjoy the view, the beautiful trees, the flowers, the birds singing around us. I feel so greatful to The Mac for making it possible

    Mia Tindale
  • Testimonial - William G

    Over the past 26 years we have called upon The Mac each time we needed help. The Mac has been fantastic to deal with, even though we no longer have a mortgage they are still our preferred bank. I would recommend them to everyone. - William

    Mia Tindale
  • Testimonial - Tim M 2

    I would recommend The Mac, and Gayle especially, to anyone wishing to take out a mortgage. - Tim

    Mia Tindale
  • Testimonial 14 - Nicole

    The Mac has been great, from buying my first car, to buying my first home and helping me have my dream wedding!! I can not be happier with the service The Mac provides me and my family with! The Mac for Life! - Nicole

    Mia Tindale
  • Testimonial 12 - Brigitte

    The Mac has helped me achieve my dreams. I have a mortgage, a new car and many renovations which have been funded by The Mac. The loans when processed have always been very quick and dealt with efficiently. Why would I go anywhere else? - B

    Mia Tindale
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