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MyCard Credit Cards

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When it comes to everyday situations, simple and hassle free solutions are often the preferred option. With this in mind, The Mac has partnered with MyCard Mastercard to offer our members two credit card options for everyday situations.

MyCard Platinum Rewards

Looking for a credit card that rewards you for using it?

  • Discounted $99 annual fee in the first year2
  • Earn 1 reward point3 for every $1 spent on your card PLUS
  • Bonus points – earn 20,000 bonus points when you spend $3,000 in the first 3 months from approval3
  • Generous credit limits subject to credit criteria8
0% pa
on balance transfers for 14 months1(reverts to cash advance rate)
Apply Online More Information Call 1300 622 278

MyCard Low Rate Mastercard

The MyCard Low Rate MasterCard can help make the bumps of everyday life a little smoother.

  • Discounted annual fee for life6- only $49
  • Up to 55 days interest free7
  • Purchase Cover Insurance4
0% pa
on balance transfers for 12 months1(reverts to cash advance rate)
Apply Online More Information Call 1300 622 278

Important Information
 Fees and charges apply. Terms and conditions apply and are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm. Citigroup’s credit criteria apply. Current Card Services Credit Card holders are not eligible to apply for these introductory offers. Offers end 31/1/2018, offers may be extended.
1.The 0% p.a. promotional interest rate applies to balances transferred with this offer at the point of application, for a period of 14 months once the balance transfer is processed on the My Card Platinum Rewards MasterCard; and 12 months for the MyCard Low Rate MasterCard. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit.
2.Subject to your acceptance, you will be charged a discounted Annual Primary Cardholder fee of $99 in the first year. This will revert to the full annual fee, currently $129, in subsequent years.
3. The reward point earn rate is 1 reward point for every $1 spent. You will also earn 20,000 reward points when you spend $3,000 on your card within 90 days of card approval. Cash advances, balance transfers and certain other transactions set out under the definition of Eligible Transaction in the credit card Rewards Terms and Conditions do not earn Reward points. For full rewards terms and conditions please refer to the Terms and Conditions of the Card Services Rewards Program. Reward points never expire while the card remains open and in good standing. Bonus reward points will ordinarily be credited within 2 weeks of meeting spend criteria.
4.Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No. 245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm.
5.The 0% p.a. promotional interest rate applies to balances transferred with this offer at point of application, for a period of 12 months once the balance transfer is processed. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit.
6.For the Low Rate Mastercard, you will be charged a discounted Annual Primary Cardholder Fee of $49 for the life of the account.
7.The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest on once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. © 2017 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098, which provides and administers credit on behalf of Macarthur Credit Union Ltd ABN 83 087 650 244, AFSL No. 239933, Australian credit licence 239933.


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