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Reduce my fees

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Pay less in fees in a few easy steps.

Keep more money in your pocket by reducing the amount of fees you pay by following a few easy steps:

  1. Press Credit not Savings at the point of sale, or use Paywave. ‘Credit’ and Paywave transactions don’t attract a terminal fee by the merchant and DON’T use any of your 8 free transactions you receive on your Everyday Savings Account.
  2. Use ATM's that belong to one of the major banks - they no longer charge third party fees for this. 
  3. Check the account balances on your accounts through Online Banking, The Mac App or on Phone Banking. All are free and available 24 hours a day, 7 days a week. Using an ATM to view account balances contributes towards your 8 free savings account transactions you receive on your Everyday Savings Account.
  4. Be aware of how you use your accounts. Members receive 8 free savings account transactions per calendar month. Once you exceed these 8 free transactions you will be charged an excess transaction fee of $2.00 per transaction. Conscious spending and a greater awareness of how you spend can save you paying excess transaction fees.
Request a call backFind an ATM

Want to talk to a real person about reducing your fees?

You can request a call back from our team to answer your questions or call 1300 622 278, Monday to Friday 8am – 5:30pm.
Our Camden, Narellan, Picton or Tahmoor branch teams are also happy to help you pay less in fees and use your Mac accounts effectively.

Find out where our local branches are located.

  Find out more


  • Testimonial - Sharryn H 2

    After dealing with many other banks it has always been a refreshing and pleasant banking experience to go to The Mac. - Sharryn

    Mia Tindale
  • Testimonial - Sharryn H

    I have been a very happy banker with The Mac for about 6 years. My interaction with our local branch has always been a super friendly and professional one. - Sharryn

    Mia Tindale
  • Testimonial - Jane H 2

    Whatever and whenever you needed assistance or just a quick smile and hello over a simple transaction was enough to make your day. Thank you to a wonderful team. - Jane

    Mia Tindale
  • Testimonial - Jane H

    It's amazing, the stark difference between The Mac and a bank; and for me The Mac was exactly what I needed. - Jane

    Mia Tindale
  • Testimonial - Elizabeth T 2

    The Mac have helped me to feel at home, have made very helpful suggestions to deal with my financial needs, all with politeness and pleasantness as if I was all important! Thank you all very much. - Elizabeth

    Mia Tindale
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